You Just Enjoy the Upgrade.
₹78,000 government subsidy. 5.65% SBI rate — exclusive to Flarize. Your 3kW solar system covers ₹6,000 worth of electricity every two months. Your EMI? ₹3,000/month. Run your AC. Cook on induction. Pay less than you do today.
Adjust system size, tenure, and rate. Toggle the PM Surya Ghar subsidy to see how ₹78,000 government support reduces your EMI from day one.
System Size
Loan Amount
Interest Rate
Loan Tenure
Your Monthly EMI
5 years · 7.00% interest
When you are in profit
EMI vs Electricity Bill
Best Match For You
State Bank of India
7.00% Interest · Approval in 5–7 days
Not all solar loans are equal. Compare before you decide.
State Bank of India
5.65% p.a.
Union Bank of India
7.90% p.a.
Kerala Gramin Bank
8.80% p.a.
Canara Bank
8.25% p.a.
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75%
Reduction in Bills
2 Days
Installation Time
"The solar panel installation process was smooth from the very beginning. The team clearly explained each stage — from understanding our energy needs to system design, installation, and final activation. All timelines were communicated in advance, and the execution stayed on track without unnecessary delays. The overall experience felt well-planned and dependable."
Jose V P — 3kW System — Vadakkal, Alappuzha
85%
Reduction in Bills
4 Days
Installation Time
"Our commercial solar installation brought better predictability to our monthly power expenses. The team maintained transparent communication throughout the project and handled the technical and approval processes professionally."
Siraj K P — 3kW System — Cherthala, Alappuzha
78%
Reduction in Bills
6 Days
Installation Time
"What stood out most was the honest guidance we received on system capacity and realistic expectations around savings. The team took time to explain what would work best for our usage rather than overselling."
Stephen V C — 3kW System — Vattayal, Alappuzha
Everything you need to know about solar loans, EMIs, and savings with Flarize.
The ₹78,000 subsidy is applied directly to your loan principal before your EMI is calculated. For a 3kW system costing ₹2L, the subsidy reduces your loan to ₹1,22,000. Every EMI is calculated on the lower amount — you save on both principal and total interest.
Minimum CIBIL score of 650 is required.
For a 3kW system in Kerala, EMI starts at ₹2,500/month through Flarize's SBI partnership at 5.75% over 5 years.
Flarize is an MNRE-empanelled vendor on India's national PM Surya Ghar portal. This enables a direct SBI channel partnership that gives Flarize customers 5.75% — lower than SBI's published rate of 7%.
Our documentation process takes up to one week, while bank procedures vary depending on the partner bank.
For a 3kW system at 5.75% over 5 years, your total investment is approximately ₹1,22,000 after subsidy. Over 25 years at a conservative 5% annual KSEB tariff increase, cumulative savings exceed ₹11 lakh. After year 5, invest ₹2,500/month at 12% SIP returns — that's ₹30 lakh in wealth.
Aadhaar card, PAN card, passbook/ bank statements, latest KSEB electricity bill, property ownership proof. For loans above ₹2L: income proof. For 3kW systems: no income proof required. Flarize collects and submits all documents on your behalf.
Your solar system transfers with the house. KSEB net metering agreements and remaining warranty transfer to the new owner. A solar-equipped Kerala home commands a premium — buyers factor in zero electricity bills as a financial asset.