Let the Government and the Sun Pay Your Bills.

You Just Enjoy the Upgrade.

₹78,000 government subsidy. 5.65% SBI rate — exclusive to Flarize. Your 3kW solar system covers ₹6,000 worth of electricity every two months. Your EMI? ₹3,000/month. Run your AC. Cook on induction. Pay less than you do today.

Your Solar EMI

₹3,000/month · full usage

Your Electricity Bill

₹6,000/bimonthly · restricted

Compare Bank Rates Calculate My EMI — Free

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From This Page to Free Electricity — 4 Steps

Not just a solar company. Your solar partner. We handle the loan, the subsidy, the KSEB approval — you handle the lifestyle upgrade.

Calculate Your EMI

Use the calculator above. Know your exact EMI, break-even date, and best bank match. No personal details needed yet.

30 seconds

Free Site Survey

Our engineer visits your home. Roof assessment, shadow analysis, system design. Zero cost. Zero obligation. Written quote guaranteed.

Same or next day

Loan + Subsidy Filed Together

We submit your SBI loan and PM Surya Ghar subsidy simultaneously — saving 2–3 weeks vs applying separately. We handle every document.

3–7 days approval

Install, Activate, Save

Certified team installs your system. We handle KSEB net metering approval. Your meter runs backward. Savings start day one.

2–6 days install

Our partners in action

Solar Loan Rates From Top Kerala Banks

Not all solar loans are equal. Compare before you decide.

Loan amount you need

Your CIBIL score range

What matters most?

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What our clients have to say

75%

Reduction in Bills

2 Days

Installation Time

"The solar panel installation process was smooth from the very beginning. The team clearly explained each stage — from understanding our energy needs to system design, installation, and final activation. All timelines were communicated in advance, and the execution stayed on track without unnecessary delays. The overall experience felt well-planned and dependable."

Jose V P — 3kW System — Vadakkal, Alappuzha

85%

Reduction in Bills

4 Days

Installation Time

"Our commercial solar installation brought better predictability to our monthly power expenses. The team maintained transparent communication throughout the project and handled the technical and approval processes professionally."

Siraj K P — 3kW System — Cherthala, Alappuzha

78%

Reduction in Bills

6 Days

Installation Time

"What stood out most was the honest guidance we received on system capacity and realistic expectations around savings. The team took time to explain what would work best for our usage rather than overselling."

Stephen V C — 3kW System — Vattayal, Alappuzha

Have any questions?

Everything you need to know about solar loans, EMIs, and savings with Flarize.

The ₹78,000 subsidy is applied directly to your loan principal before your EMI is calculated. For a 3kW system costing ₹2L, the subsidy reduces your loan to ₹1,22,000. Every EMI is calculated on the lower amount — you save on both principal and total interest.

Minimum CIBIL score of 650 is required.

For a 3kW system in Kerala, EMI starts at ₹2,500/month through Flarize's SBI partnership at 5.75% over 5 years.

Flarize is an MNRE-empanelled vendor on India's national PM Surya Ghar portal. This enables a direct SBI channel partnership that gives Flarize customers 5.75% — lower than SBI's published rate of 7%.

Our documentation process takes up to one week, while bank procedures vary depending on the partner bank.

For a 3kW system at 5.75% over 5 years, your total investment is approximately ₹1,22,000 after subsidy. Over 25 years at a conservative 5% annual KSEB tariff increase, cumulative savings exceed ₹11 lakh. After year 5, invest ₹2,500/month at 12% SIP returns — that's ₹30 lakh in wealth.

Aadhaar card, PAN card, passbook/ bank statements, latest KSEB electricity bill, property ownership proof. For loans above ₹2L: income proof. For 3kW systems: no income proof required. Flarize collects and submits all documents on your behalf.

Your solar system transfers with the house. KSEB net metering agreements and remaining warranty transfer to the new owner. A solar-equipped Kerala home commands a premium — buyers factor in zero electricity bills as a financial asset.